Episode Details

In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI.

Tune in to today's episode to find out:

• How the UK plans to bring stablecoins, tokenized deposits, and e-money under a single regulatory umbrella by 2027.
• What the official folding of the Payment Systems Regulator (PSR) into the FCA means for future industry oversight.
• Why the Bank of England is considering a £20,000 limit on individual stablecoin holdings to prevent deposit flight.
• The FCA’s "no new rules" approach to agentic AI and how industry labs are shaping future practice.
• Whether the UK’s "pro-innovation" strategy will successfully balance centralised strategy with decentralised rule making.

Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com