Episode Details
Back to EpisodesOptimizing the Last Year of Work Before Retirement – Rusty (Part 2) | MHFI 317
Description
Doug continues his conversation with Rusty about how to optimize the final year before (early) retirement. They discuss using debt responsibly, leveraging home equity & securities-backed lines of credit to maintain cash flow, navigating the complexities of post-retirement healthcare, and managing emotional & practical withdrawal strategies.
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Links
- Email Rusty: rustyfromco@gmail.com
- Rusty on MHFI episode 270
- Fit Rich Life episode 99
- Elizabeth on MHFI episode 312
- Fritz Gilbert on MFHI episode 315
- Kevin Sebesta on MHFI episode 302
- Mark Trautman on MHFI episode 313
- Pancreatic Cancer Action Network
- MHFI Facebook group
- Doug’s site
- Check out Producer Chris’s blog: Epic Financial Journey
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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
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Email the show: doug@milehighfi.com
0:00 Introduction
2:32 Mortgages, refinancing, HELOCs
9:18 Securities-backed line of credit
18:38 Healthcare after leaving work
24:23 ACA subsidy cliff
32:05 Withdrawal stress & strategies
40:03 Bucket strategy & a retirement paycheck 48:08 Donating to charity
55:06 Funding a 529 & lega