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New Jersey & NY: Slash Housing Costs with Smart Moves
Description
Living in New Jersey or New York means high housing costs, with residents spending over twenty-five percent of their income on housing. Average mortgage payments in these states are among the highest in the nation. However, there are ways to combat this burden, such as refinancing, making lump-sum payments, and negotiating with lenders. Shopping around for insurance and ditching private mortgage insurance can also save money. Negotiating rates and closing costs can result in significant savings over the life of the loan.
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