Episode Details

🔥 TRY THE NEW TRU VA HOME LOANS APP → https://truvahomeloans.lovable.app

► ► Get Pre-Approved With My Team → https://257781.my1003app.com/246527/register
► ► Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05
► ► Contact / Ask Dan → https://www.therateupdate.com/contact

TOP RESOURCES
📉 Track Mortgage Rates Automatically → https://rw2.therateupdate.com/
🏠 TRU Mortgage Command Center → https://command.therateupdate.com/
💳 TRU Debt Optimizer → https://debtrelief.therateupdate.com/
🧮 Mortgage Calculators & Tools → https://stan.store/TRU-Foundations
📊 Credit Monitoring (SmartCredit) → https://www.smartcredit.com/?PID=42980
📈 Free Credit Scores (Credit Karma) → https://www.creditkarma.com/lp/free-credit-scores-v12aff?adcopy=0&adcampaign=core_acq_awin

Welcome to **The Rate Update with Dan Frio**.

In this video, I break down **VA loan rate strategy** and show you how veterans can think through the **best VA deal in 2026** using our new **TRU VA Home Loans** app.

🏠 **Try the app here:** https://truvahomeloans.lovable.app

This tool was built to help veterans, active-duty service members, reservists, and eligible surviving spouses better understand:

* **VA purchase options**
* **VA IRRRL / streamline refinance scenarios**
* **VA cash-out refinance strategies**
* **VA debt consolidation using home equity**
* estimated payments, side-by-side comparisons, next-step options, and how to decide what may make the most sense

The goal is simple: help you understand **what your VA options may look like, how the math works, what today’s numbers could mean, and what your best next step may be**.

If you’re trying to:

* buy a home with your VA benefit
* lower your payment with an IRRRL
* compare VA refinance options
* pull cash out
* consolidate debt strategically
* or figure out whether a VA loan still makes sense in today’s market

this video is for you.

WORK WITH ME
📅 Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05
📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull) → https://257781.my1003app.com/246527/register
📨 Contact / Ask Dan → https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE
YouTube → https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram → https://instagram.com/therateupdate
TikTok → https://tiktok.com/@therateupdate

CHAPTERS
00:00 Intro
01:05 Why VA loan strategy matters in 2026
03:00 Introducing the TRU VA Home Loans app
05:20 VA purchase options explained
08:30 VA IRRRL / streamline refinance strategy
12:00 VA cash-out refinance strategy
15:45 VA debt consolidation with a VA loan
19:40 Payment comparisons and planning
22:10 Credit, rate options, and next steps
24:00 Schedule a consultation or start your application

— DISCLAIMER —
Dan Frio is a licensed mortgage