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New Grads: Navigating Tougher Student Loan Rules
Published 1 week, 3 days ago
Description
Graduates, brace for a complex student loan landscape! With over $1.7 trillion in debt, new borrowers face two repayment plans: the Standard Plan or the Repayment Assistance Plan (RAP). RAP ties payments to income, but forgiveness takes 30 years. Interest accrues during grace periods, and forgiven debt becomes taxable. Stay informed, plan ahead, and make smart moves to manage your post-grad finances.
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