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Peter Norris: The difference between how much the bank will loan you and how much you can afford
Published 2 months, 2 weeks ago
Description
So you want a loan to buy a property.
The bank sifts through all the money that's gone in and out of your accounts going back an uncomfortable amount of time, and give you a number they're willing to lend you.
You think to yourself, the process is so long and gruelling, and they require so much of your usually private documents, that surely you can afford to meet those repayments - right?
Wrong.
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