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In this episode of The Moss HR Minute, Nicole Moss, Co-Founder of Moss Consulting HR Services, sits down with Steven Plumb, CPA and Founder of Clear Financial Services. With over 40 years of experience in accounting, finance, and M&A, Steven brings a level of rigor usually reserved for $100 million revenue firms to the mid-market business owner.

The conversation centers on Steven’s core philosophy: "The game is the same, but the rules have changed". In today’s global regulatory environment, owners can no longer afford to "fly straight" without expert guidance. Steven breaks down the transition from simple bookkeeping to strategic financial reporting, explaining why raw data from QuickBooks is often "garbage in, garbage out" if it isn't tied to volume-based metrics and key performance indicators.

Key topics discussed in this episode include:

• The Global Regulatory Shift: Why business owners must now worry about multi-state and international compliance rather than just local rules.
• Metrics vs. Statements: How to use financial reporting to drive direction and identify historical trends rather than just checking a box.
• The Reality of Raising Capital: Why documentation, honesty, and a strong sales team are the real differentiators in a successful fundraise.
• SEC-Level Rigor: The intense operational changes required for public listings, including the strict 4-day window for reporting material events.
• Fractional CFO vs. Bookkeeper: Knowing when your business has outgrown its current structure and needs a partner focused on the "big picture" and capital flows.

This episode is a masterclass for founders who want to align their people and their money to scale strategically. Steven concludes by answering five hard-hitting questions regarding financial discipline and investor confidence—all delivered within one Moss Minute.

Guest Information
Steven Plumb, Clear Financial Services
Email: steven@clearfinancials.com
Phone: (713) 780-0806
Website: clearfinancials.com
LinkedIn: https://www.linkedin.com/in/steven-plumb-contract-cfo/

Contact Moss Consulting
Book time with Nicole to talk about your HR needs:
https://mossconsulting.com/book-a-free-consultation

Learn more about Moss Consulting HR Services:
www.mossconsulting.com

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