Episode Details

On this episode of Simply Money, Bob and Brian break down the biggest stock market mistakes investors still make—even as more Americans than ever are participating in the market. They discuss the shift from pensions to 401(k)s, why younger investors may be taking too little risk, and how to properly align your portfolio with your financial plan instead of your age.

Plus, a deep dive into the Rule of 55 and how it can help unlock early retirement, smart strategies for handling required minimum distributions if you don’t need the income, and how life insurance can evolve from basic protection into a powerful estate and legacy planning tool for high-net-worth families.