Episode Details

Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

📉 Track Mortgage Rates (FREE)
👉 https://www.therateupdate.com/rate-watch

📞 Get a Personalized Mortgage Plan
👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

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👉 https://257781.my1003app.com/246527/register

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👉 https://stan.store/TRU-Foundations

🧰 TRU Tools & Resources

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👉 https://www.smartcredit.com/?PID=42980

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👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.com

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⚖️ Important Disclosures (Read This)

Dan Frio is a licensed mortgage loan officer (NMLS #246527), affiliated with TRU Mortgage Team / PBT Bancorp (NMLS #257781), an Equal Housing Lender.

This channel provides educational and informational content related to mortgage rates, real estate, and financial markets.

• This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice.
• All opinions expressed are solely those of Dan Frio and do not reflect the views, policies, or positions of PBT Bancorp or any affiliated institution.
• Viewing this content does not create a client relationship.
• Mortgage qualification, loan terms, and approvals are subject to credit, income, underwriting, and program guidelines.

📞 Working With Me

If you choose to apply for a mortgage, schedule a consultation, or engage my services, you will be entering into a professional relationship as a licensed mortgage loan officer, and all applicable disclosures and regulatory requirements will apply at that time.