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Mortgage Credit Scoring Update: VantageScore, Classic FICO, FICO 10T | March 31
Description
Welcome to this week’s episode of Optimal Insights. In this episode, the speakers discuss mortgage credit scoring and credit reporting, including how Classic FICO compares with newer models often referenced in the industry such as VantageScore and FICO 10T. They share their expert opinions and insights into how these factors are shaping the industry and the broader economic landscape.
Key Points:
- Why credit scoring competition and modernization remain active topics in mortgages
- How newer scoring approaches are often described, including trended data and added inputs
- What questions remain for adoption, pricing, and consistency across the market
Optimal Insights Team:
- Jim Glennon, SVP, Hedging and Trading Operations
- Alex Hebner, Hedge Account Manager
- James Cahill, MSF/MSR Account Manager
Production Team:
- Executive Producer: Sara Holtz
- Producer: Matt Gilhooly
Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.
Mentioned in this episode:
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