Episode Details

Your full retirement age, a pivotal number in Social Security planning, determines your primary insurance amount and impacts spousal benefits and earnings limits. For those born in 1960 or later, its 67. This age rises gradually for those born between 1938 and 1959. The shift, particularly challenging for blue-collar workers and those with health issues, reduces benefits by about 30% if claimed at 62. Understanding your full retirement age helps optimize your retirement income strategy.

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