Episode Details

The federal minimum insurance for interstate trucking, set in 1980, is no longer sufficient to cover serious injury or fatality cases due to inflation. New research links underwritten policies to better safety records, while Risk Retention Groups with lighter oversight have the worst outcomes. Experts advocate for real reform, including raising the general freight insurance to $2.8 million, mandating risk reviews, and tightening rules on Risk Retention Groups. Despite carrier group opposition, these changes could balance safety and fairness on the roads.

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