Episode Details

Revolut, a London-based fintech, reported record earnings in 2025, with profits surging 57% to $2.3 billion and revenue rising 46% to $6 billion. The company marked its fifth consecutive year of net profit, reaching $1.7 billion with margins at 38%. Customer growth, including 16 million new retail customers, drove success. Revoluts user base expanded to 68.3 million, with total balances surging 66% to $67.5 billion and transaction volume reaching $1.7 trillion. A mix of services, including card payments, subscriptions, foreign exchange, and wealth products, contributed to the gains. Revolut, a crypto-friendly platform, also saw growth from its dedicated exchange, Revolut X. Regulatory milestones, such as becoming a licensed bank in more than 30 markets, including the UK, and filing for a U.S. banking license, boosted momentum. Revolut plans to invest $13 billion in growth over the next five years and target 100 million customers by 2027.

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