Episode Details

Retirement planning in Texas hinges on various factors, including Social Security and state pensions. Social Security allows claiming at 62, but full benefits await until 67. State workers, teachers, and staff have different eligibility rules, often around age 65 with 5 years of service. Delaying Social Security or working longer can increase benefits. Vesting typically requires 5-10 years of service. Plan wisely to maximize your retirement income.

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