Oil Prices Spiked and Mortgage Rates Followed — What Happens Next?

This week the financial markets were hit with a perfect storm.

• Oil prices surged toward $100 per barrel
• The stock market tumbled
• Inflation fears returned
• And the bond market reacted immediately

Whenever oil spikes due to geopolitical conflict in the Middle East, the ripple effects move quickly through the global economy — and mortgage rates often follow.

In this video we break down what just happened in the markets and explain why mortgage rates moved higher, what the 10-Year Treasury is signaling, and what homebuyers and homeowners should watch next.

We'll walk through:

• Why the Iran / Middle East conflict pushed oil prices higher
• How oil prices affect inflation expectations
• Why the stock market sold off
• What the bond market is doing right now
• Why mortgage rates reacted so quickly
• And what this means for the housing market going forward

If you're wondering whether mortgage rates will keep rising or start falling again, this video breaks down the real economic data behind the headlines.

No hype.
 No clickbait.
 Just real mortgage and bond market data explained simply.

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0:00 Oil Prices Surge — What Happened
 1:12 Middle East Conflict & Energy Markets
 2:35 Why Oil Drives Inflation
 4:10 Stock Market Selloff Explained
 5:45 Bond Market Reaction
 7:05 10-Year Treasury & Mortgage Rates
 9:20 Why Mortgage Rates Moved Higher
 11:05 Housing Market Impact
 12:40 Lock vs Float Strategy
 14:15 What Happens Next for Mortgage Rates

Dan Frio | NMLS #246527
 TRU Mortgage Team / PBT Bancorp | NMLS #257781
 Equal Housing Lender

Content is for educational purposes only and should not be considered financial advice.