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(Chats 5-1-19) Secrets of the Claims Examiner: Expert Strategies for Approval

Published 3 months ago
Description

Chris and Gini discuss the internal "reprogramming" of their new expert staff to help listeners understand what CEs look for in a narrative. The episode covers the "Five Pillars of a Narrative Report," the rules for travel reimbursement, and a checklist for protecting your job using the CA-17 instead of FMLA.

Key Takeaways & Show Notes

1. The Five Pillars of a Winning Narrative Report

Chris explains that because every injury is unique, there is no "template," but every successful report must include:

  • Detailed Job Description: Beyond just a job title; it must list physical demands (e.g., "walking 10 miles," "lifting 70 lbs").
  • Detailed Injury Description: A step-by-step account of the incident (e.g., "stepped into a hole while exiting the LLV").
  • Direct Link (Causation): A clear explanation of how the specific job duties caused the specific medical condition.
  • Medical Rationale: The doctor's professional reasoning connecting the diagnosis to the mechanics of the injury.
  • Specific Diagnosis: A valid medical diagnosis (not just "pain").

2. Travel Reimbursement (Form OWCP-957)

  • Round Trip Rule: You are entitled to reimbursement for travel to doctors and physical therapy for up to 100 miles round trip.

  • Pre-Authorization: If you must travel more than 100 miles, you must get pre-approval from your Claims Examiner.
  • Documentation: Use Google Maps to verify mileage and submit the form for every three trips.

3. Protecting Your Job: CA-17 vs. FMLA

Chris provides a strategy for "preserving" FMLA:

  • If your claim is accepted, your CA-17 (Duty Status Report) protects your job because management must follow medical restrictions.
  • Preserve FMLA: Save your FMLA hours for non-work-related illnesses or family emergencies. Use the CA-17 as your primary job protection for work injuries.
  • The "Shall" Requirement: Management is legally required to fill out Side A of the CA-17 before the doctor fills out Side B.

4. Fighting Back Against "Accident Write-Ups"

If management attempts to put an "accident write-up" in your file:

  • This is often a tactic to claim willful misconduct.
  • Action: Immediately contact your union and file a grievance. Use your right to a copy of the front and back of your CA-1/CA-2 to see exactly what management wrote in the "supervisor" portions.



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