Episode Details

Americans are increasingly relying on credit cards, with the average person carrying over five. New data from WalletHub shows a rise in credit card ownership across the hundred biggest U.S. cities. Henderson, Nevada leads the pack with six point two cards per person and a twenty-two percent increase in new accounts. St. Louis, Missouri follows, with five point three cards. WalletHub advises managing cards wisely by paying on time, keeping utilization low, and spacing applications. Experts suggest tackling high-interest debt, setting up autopay, and avoiding new cards for overspending to maintain a healthy credit score.

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