Episode Details

Cornerstone Advisors released their annual report ‘What’s Going on in Banking’ for 2026. The report focuses on Banks and Credit Unions in the United States and provides survey results from hundreds of bankers. The main themes in this year’s report were AI, crypto, tech spending, fraud, and payment channels. Most bankers are very optimistic about the overall outlook for 2026. Deposit gathering is their main focus. They view big fintech as their main threat. AI adoption is increasing. Fraud continues to be a big problem. Most believe tech spending will increase. Most banks are talking about tokenized deposits, blockchain, and stablecoins. Instant payment adoption is increasing, but not where it should be. Most banks are focusing on CRE and C&I lending in 2026. Banks should be doing more with fintech partnerships. Finally, what is going on with Open Banking? Included below is a link to Cornerstone Advisors website.

Link:  https://www.crnrstone.com