Episode Details

Millions of Americans nearing retirement face a crucial decision: when to start Social Security benefits. Claiming as early as age sixty-two reduces monthly payments, while waiting until full retirement age at sixty-seven maximizes benefits. Personal factors like health, job uncertainty, and marital status play a significant role in this decision. Theres no one-size-fits-all answer, so careful consideration of finances and work plans is essential before making a choice.

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