Episode Details

Strong jobs.
 Cooling inflation.
 Stocks rallying.

So why aren’t mortgage rates falling?

In this video, we break down why a healthy economy actually reduces the likelihood of Federal Reserve rate cuts — and how that directly impacts mortgage rates.

We’ll cover:

• What the latest Jobs report signals
 • Why inflation cooling isn’t the same as inflation collapsing
 • How the 10-Year Treasury is reacting
 • Why “no recession” = no emergency rate cuts
 • What this means for homebuyers waiting on 5% rates

The bond market doesn’t move on headlines — it moves on expectations.

If the economy remains stable, mortgage rates may not drop the way many are hoping.

Let’s walk through the data.