Episode Details

Should you really reduce stocks and increase bonds as you get older?

That's been conventional wisdom for decades.

A new international study using long-term data from 39 developed countries challenges both of those assumptions. 

The researchers found that a globally diversified all-equity strategy outperformed traditional stock-bond portfolios not only for growth, but even for retirement income reliability and capital preservation.

I presented this research at the Canadian Financial Summit because it directly questions the foundation of conventional wisdom on investing as you age.

In this post and video, you'll learn:

• Is this new study a high-quality study?

• What does the study prove?

• What is the effective way to diversify?

• In what 2 ways is diversifying with international stocks better than with bonds?

• Why should investors keep the same allocation to stocks as they get older?

• Is the all-equity strategy safe?

• Should we actually invest 67% into international stocks?

• What studies already on my blog agree with this study?

• The debate: What questions did readers ask?