Episode Details

In this episode of Growing Money with Sean Trace, I sit down with Patrick, a CFP and the founder of Noor Financial Services, to talk about the real starting point for building financial security, awareness. 

We get into why so many people feel overwhelmed by personal finance, especially if they were never taught money at home or in school, and how simple daily habits like checking your accounts, reviewing bank and credit card statements, and spotting hidden subscription spending can create fast “aha” moments. Patrick shares how he approaches younger professionals navigating big life changes like marriage, kids, and career growth, and why goals come first, not hype about beating the market. We talk about money mindset, avoiding the shame spiral after mistakes, and the idea that you do not lose, you learn, then you use that lesson to make the next decision cleaner. We also dig into the noise on social media, get rich quick advice, the gambling vibe creeping into investing, and how staying grounded with a clear plan, diversification, and a balance between enjoying life now and protecting future you is the real flex. 

Patrick also shares why he launched his own firm, why fiduciary standards matter, and why he is hopeful about the future as more schools make personal finance education a graduation requirement.