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Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)

Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)

Season 2025 Episode 207 Published 9 months, 2 weeks ago
Description

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

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Submit your scenario for a future show
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🧮 Calculators

Affordability Calculator
What price range actually makes sense?
👉 https://friodan.gumroad.com/l/lyxvnp

Refinance & Debt Consolidation Analyzer
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👉 https://friodan.gumroad.com/l/ovwvug

Refinance Savings Calculator
See how much you could save by refinancing
👉 https://friodan.gumroad.com/l/rjtvn

Cost of Refinancing Calculator
Break down closing costs, breakeven, and true ROI
👉 https://friodan.gumroad.com/l/tgvrz

0:00 Intro — Why This Matters for Homebuyers & Homeowners 
0:35 Current Market / Rate Overview 
1:30 What’s Driving Rates Right Now 
2:35 How This Impacts Monthly Payments 
3:40 Real-World Example / Scenario 
4:45 What Buyers & Refinance Clients Should Do 
5:45 Lock vs. Float Strategy 
6:30 Key Takeaways & Next Steps 
7:05 Final Thoughts & Call to Action

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⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | PBT Bancorp NMLS# 257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Education and commentary only; not an offer or commitment to lend.

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