Episode Details

Everyone’s wondering what the mortgage market has in store for 2026, so Rob & Rob have called in mortgage experts Kelly Rule and Nick Shepard to break it down. 

From where interest rates are heading next to what’s really happening with lender fees and stress tests, they discuss what property investors can realistically expect over the coming months, while busting a few myths along the way. 

• (00:54) News story of the week. 
• (03:58) Buy-to-let rates now and where they’re heading. 
• (07:46) The truth about arrangement fees. 
• (11:26) Which lenders are offering the best deals this year? 
• (14:21) Are stress tests finally starting to ease? 
• (21:18) The mortgage myths catching investors out. 
• (27:20) Hub Extra.  

Links mentioned: 

• The 10 UK locations which could see the biggest house price growth in 2026 – read here 
• Blackbird: Watch here 
• Chief of War: Watch here  
• Pluribus: Watch here 

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