Episode Details

The Rate Update — Live Mortgage Rates & Market Breakdown

Stop guessing from headlines.
Every day we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
RateWatch 2.0 (alerts when your target rate hits)
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
👉 https://www.therateupdate.com/book-a-call

Ask Dan a Mortgage Question
👉 https://TheRateUpdate.com/ask-dan

Apply — One App • One Credit Pull • 30+ Lenders
👉 https://257781.my1003app.com/246527/register

🧮 Calculators
Affordability
👉 https://friodan.gumroad.com/l/lyxvnp

Refinance & Debt Consolidation
👉 https://friodan.gumroad.com/l/ovwvug

Cost-of-Waiting™
👉 https://friodan.gumroad.com/l/rjtvn

0:00 – Introduction / What This Video Covers 
0:45 – ADP Payroll Report Explained (8,000 Jobs) 
1:50 – What Weak Jobs Data Means for the Economy 
3:15 – Tariffs and Supreme Court Context 
4:45 – Why the Supreme Court Decision Matters Now 
5:30 – How Tariffs Influence the Bond Market 
6:45 – Connection to Mortgage Rates & Homeowners 
7:30 – Summary & Final Thoughts 

📺 Follow The Rate Update
YouTube — https://www.youtube.com/@TheRateUpdate
Instagram — https://instagram.com/themortgageupdate
TikTok — https://tiktok.com/@therateupdate
Facebook — https://facebook.com/therateupdate
LinkedIn — https://www.linkedin.com/in/danfrio— https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | PBT Bancorp

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Education and commentary only; not an offer or commitment to lend.