Episode Details

In this episode of The Blueprint | FPA NexGen® Podcast, hosts Mike Zarrelli, CFP, EA and Deshawn Peterson, CFP sit down with Ian Mueller, a senior at the University of Missouri (Mizzou), to explore what early-career financial planners can learn from real-world experience—long before passing the CFP® exam. Ian shares how getting involved in FPA leadership as a student helped him build a national network, land multiple internships, and compete at the highest level in the FPA Financial Planning Challenge. From creating a comprehensive financial plan to presenting it under pressure in front of industry professionals, Ian breaks down what the competition taught him about client communication, values-based planning, and the “art” of financial planning. The conversation also covers why Ian chose a dual major in economics and financial planning, how a psychology minor complements advisory work, and why asking better questions—not knowing all the answers—is the fastest way to grow in this profession. What You’ll Learn How FPA involvement accelerates early-career growth What judges look for in the Financial Planning Challenge Why client values matter more than optimization How to get the most out of internships Tips for students attending their first industry conference Key Takeaways Early real-world experience matters – Hands-on planning experience helps bridge the gap between coursework and client-facing work before earning the CFP® designation. FPA involvement accelerates careers – Student leadership and engagement create meaningful networking opportunities and open doors to internships and jobs. The Financial Planning Challenge mirrors real client meetings – Success requires clear communication, preparation, and a client-first mindset—not just technical accuracy. Client values matter more than optimization – The most mathematically “correct” solution isn’t always the best recommendation for the client. Strong communication separates great planners – Simplifying complex financial concepts builds trust and improves client understanding. Curiosity maximizes internship value – Asking thoughtful questions and learning directly from advisors leads to faster professional growth. Conferences build confidence and clarity – Industry events help students understand career paths, expand networks, and gain perspective early. Episode Chapters 00:00 – Introduction & Ian’s background 04:45 – Dual majors, psychology, and accelerated education 09:30 – What the FPA Financial Planning Challenge really tests 18:40 – Communicating complex advice to real clients 28:10 – Getting involved in FPA and restarting a student chapter 37:00 – How networking led to internships 46:15 – Why the “optimal” answer isn’t always the right one 55:00 – Conference advice for students & early-career advisors