Episode Details

Start Here: Which Property Goal Should We Do First?
In this Start Here episode, Canna answers a powerful question from a couple in their late forties who are almost mortgage-free and dreaming of three exciting goals:

1️⃣ Building a granny flat to rent out
2️⃣ Buying a small apartment overseas
3️⃣ Purchasing a two-bedroom investment unit in Australia

With $30,000 remaining on their mortgage, full-time incomes, and $180k in super (but none for the husband), they want to know:
What’s the smartest order to pursue these goals, how can each one generate rental income, and how should they start saving?

This episode covers:

🔹 Why clarity, timelines and personal values matter
🔹 The importance of strengthening superannuation — especially when there’s a gap
🔹 Why international tax advice is essential before buying overseas
🔹 The pros and cons of:
 • A granny flat
 • An overseas lifestyle property
 • An Australian investment property
🔹 How to prioritise these goals strategically
🔹 Practical steps to save, prepare and build financial confidence
🔹 The power of becoming debt-free before expanding
🔹 How to “dress rehearse” future mortgage repayments
🔹 Why automation and emergency savings are non-negotiable

Canna also explains the sequencing that often works best for couples with similar goals — starting with the income-producing asset that strengthens your financial base and makes the later dreams possible.

This is a grounded, empowering conversation about building wealth intentionally, understanding the risks, and shaping a future that aligns with your values and timelines.

To send your "Start Here" question in, email canna directly canna@sugarmamma.tv

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:

• Best Seller:The $1000 Project
• **Mindful Money](https://amzn.to/3RV0poc)
• Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:

1. The SugarMamma Budget & Cashflow Academy
   Sick of living paycheque to paycheque or feeling overwhelmed by your money?
   This course includes aone-on-one appointment with me so I can personally help you.
   👉 Enrol here
2. Money Mindset & Manifesta