Podcast Episode Details

How Nepal Processes Millions of Digital Transactions Daily | Digital December 2025

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Episode 338

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As part of Digital December 2025, in partnership with Laxmi Sunrise Bank Limited, this episode explores how Nepal’s digital payment infrastructure is shaping the way money moves across the economy from everyday transactions to enterprise and national-level systems.

This conversation brings together two key perspectives from Nepal’s digital payment ecosystem:

• Manoj Thapa, Country Head – Visa Nepal, sharing a global view on payments, cross-border commerce, and how international networks connect Nepali businesses to the world.
  
  
• Munni Rajbhandari, COO – Nepal Clearing House Ltd. (NCHL), explaining the national payment rails, enterprise payment systems, and the infrastructure that processes millions of transactions every day.
  
  

Together, they discuss Nepal’s journey from manual, paper-based processes to a digitally connected payment ecosystem — and why the focus is now shifting from building infrastructure to driving adoption, trust, and customer experience.

In this episode, you’ll learn:

• How money moves across banks, businesses, and platforms in Nepal
  
  
• What large-scale digital payment volumes reveal about the economy
  
  
• How enterprises and SMEs manage salaries, vendors, taxes, and disbursements digitally
  
  
• Why global payment connectivity matters for tourism, exports, and IT services
  
  
• How digital transaction data builds trust, creditworthiness, and future financial access
  
  
• Why security, standards, and financial literacy are critical as digital payments scale
  
  

Whether you’re a business owner, financial professional, policymaker, or someone who pays digitally every day, this episode helps you understand where Nepal’s digital payment system stands today — and where it’s headed next.

Timestamps

00:00 – Welcome to Digital December | Episode 2
02:00 – Why Digital Payments Matter for Nepal’s Economy
05:00 – Nepal’s Leapfrog Journey into Digital Payments
07:00 – Women Leadership in Nepal’s Fintech Sector
10:00 – What Visa Really Does Beyond Cards
14:00 – Connecting Nepal to Global Money Movement
18:00 – Tourism, Remittance & Early Payment Advantage
23:00 – How Government Payments Went Fully Digital
27:00 – From Cheques to Instant Dividends & Salaries
30:00 – Digital Payments Growth: Data vs Reality
35:00 – What Is NPI? Nepal’s Payment Backbone Explained
38:00 – APIs, Account Validation & Secure Transfers
42:00 – Why Trust & Security Come Before Scale
45:00 – Corporate Pay & Enterprise Payments for SMEs
49:00 – How Nepali Businesses Can Accept Global Payments
56:00 – Why SMEs Struggle with Digital Adoption
01:02:00 – Payment Gateways, Aggregators & Automation
01:14:00 – How Digital Payments Build Credit History
01:26:00 – Fraud, Awareness & Consumer Protection
01:44:00 – Final Takeaways: The Future of Digital Nepal

 

👥 Guest
Munni Rajbhandari
Chief Operating Officer @ Nepal Clearing House Ltd. (NCHL)
LinkedIn: https://www.linkedin.com/in/munni-rajbhandari-5b3799b/

👥 Guest
Manoj Thapa
Country Head – Nepal @ Visa
LinkedIn: https://www.linkedin.com/in/manoj-thapa-65120483/

In Partnership with Laxmi Sunrise Bank

Facebook : https://www.facebook.com/laxmisunrisebank 

Youtube : https://www.youtube.com/@laxmisunriseofficial

Tiktok : https://www.tiktok.com/@laxmisunriseofficial 

Linkedin : https://www.linkedin.com/company/laxmisunrisebank/posts/?feedView=all 

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Published on 16 hours ago