Episode Details

Are you tired of the bank taking all your profit through interest heavy 30 year loans? In this episode, we dive deep into creative finance and the specific "levers" you can pull to gain total control over your real estate deals. If you have been searching for creative finance strategies that actually work in today’s market, you need to understand how to negotiate directly with sellers.

Most investors get stuck thinking they need a 25% down payment for every property. However, by using owner financing, you can structure deals with as little as 8 to 12% down, keeping your cash flow high and your capital protected. We also break down the math on interest only loans vs. traditional amortization so you can see exactly how to double your tax savings through cost segregation.

Whether you are looking for a seller financing strategy to beat high interest rates or you want to understand the risks of a balloon payment mortgage, this guide covers the tactical mechanics of deal-making.

What you will learn in this episode:
✅ how to negotiate owner financing terms that favor the investor over the bank 
✅ why interest only vs amortized loan structures are the secret to massive cash flow 
✅ the "5 levers" of creative finance used to buy apartment buildings with low money down 
✅ how to avoid the "interest heavy" trap of the first 7 years of a bank loan 
✅ buying real estate with low money down using the speaker's personal 3.5% down payment strategy 
✅ understanding the balloon payment mortgage and how to limit your exit strategy risk 
✅ using real estate tax hacks like depreciation and cost segregation to grow your wealth

Stop letting the bank dictate your success. It is time to start using owner financing to build your portfolio on your own terms.