Episode 336
This platform approves loans in hours, not days and is used by 3.53 crore+ people.
In this episode, we sit down with Bhavin (Co-founder & CEO) and Dipesh (Co-founder & CTO) to unpack how one of India’s most impactful fintech platforms was really built.
One of the founders is Nepali, who coded the first version himself and today the platform has enabled ₹17,000+ crore in loans and operates at a speed traditional banks struggle to match.
What You’ll Learn in This Episode:
-How the first product was built without a tech team
-Why coding is not the hardest part but vision is
-How lending moved from days to hours
-Why banks struggle with small-ticket loans
-How AI is used as a daily habit, not a buzzword
-Why trust in fintech takes 15+ years, not quick growth hacks
-What young founders should build next in fintech
-Why entrepreneurs must invest back into the ecosystem
This episode is for founders, builders, operators, and anyone curious about how large-scale platforms are built, scaled, and sustained in the real world.
Timestamps
00:02:36 From Football to Founders
00:04:19 The P2P Idea Begins
00:07:46 Coding Without a Tech Team
00:10:28 Credit Banks Ignore
00:13:19 Trust Takes Time
00:15:27 The UPI Effect
00:16:59 Building First Credit
00:20:51 Why We Don’t Pivot
00:24:57 Facing Regulatory Storms
00:28:39 Vision Over Coding
00:35:46 Why Banks Avoid Small Loans
00:37:39 The Secret Lending Recipe
00:44:08 AI as a Daily Habit
00:50:19 Building with 100% AI
00:54:39 Big Fintech Opportunities
01:07:53 Surviving the Long Game
01:10:16 Nepal’s Startup Loop
Want to join us live in the studio as an audience member?
Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8
✉ Reach out to us at partners@doersnepal.com
🎧 Listen on audio platforms:
https://www.podbean.com/eas/pb-32f7s-19cc50b
🎤 Host: Anup Ghimire
Founder of Doers Nepal
LinkedIn: https://www.linkedin.com/in/anup-ghimire-9366aa5a/
👥 Guest
Dipesh Karki
CTO @ LenDenClub
LinkedIn: https://www.linkedin.com/in/deepeshkarkee/
👥 Guest
Bhavin Patel
CTO @ LenDenClub
LinkedIn: https://www.linkedin.com/in/khanalbhupendra/
📲 Follow The Doers Nepal:
Instagram: / https://www.instagram.com/thedoersglobal/
Facebook: / https://www.facebook.com/thedoersnepal/
🎬 Production Partner: Viewfinders Production
Instagram: / https://www.instagram.com/viewfindersstudio/?igsh=MWlseDV5azB3Y3lsMw%3D%3D#
This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance
Facebook: https://www.facebook.com/share/1AGS33qQH3/
Instagram: https://www.instagram.com/hamasteel/
Facebook: https://www.facebook.com/himalayaneverestinsurance?mibextid=LQQJ4d&rdid=Ccm3aTE9zypUEi6B&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2FariZHNDrbMn2vFse%2F%3Fmibextid%3DLQQJ4d#
Instagram: https://www.instagram.com/hei.com.np/
Need help building a high-quality podcast?
They’ve got you covered – from set design and shooting to post-production and guest curation.
📸 Wedding Dreams Nepal
Instagram: / weddingdreamsnepal
Website: https://weddingdreamsnepal.com
📞 Call: +977 9813657889
#doersnepal #fintech #startuppodcast #founderstory #p2plending
#NepaliFounder #startupjourney #digitallending #AIInFintech
#entrepreneurship #businesspodcast #futureofbanking
Published on 1 week, 3 days ago
If you like Podbriefly.com, please consider donating to support the ongoing development.
Donate