Episode Details
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Using your State Collection Laws and Smart Tricks to Beat Debt Collectors
Description
This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are allowed to go further under 15 U.S.C. § 1692n, and why debt buyers rely on consumers not knowing state law and the great options for consumers beyond the FDCPA. Great debt defense tricks if you are in a state with weak consumer and collection protections.
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00:00 Intro
00:56 Case Overview
02:40 Who The Law Really Covers
06:20 The False Name Problem
08:20 When State Law Matters
10:20 Strong States Explained
15:30 Legal Power
20:10 Why Lawsuits Get Dismissed
23:40 Governing Law Strategy
27:30 Key Takeaways And Tools
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Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
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