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Why was 2025 a nightmare for most Americans? In this video, I break down the challenges we’re seeing in real estate, consumer debt, and personal finances, plus the shocking stats about wealth in America today. History is repeating itself, and we’re seeing seller financing take center stage in the housing market—sounds good, right? But it’s leading to financial traps for many. From skyrocketing foreclosures to staggering debt increases, the numbers paint a grim picture.

We also dive into how few Americans truly retire with substantial savings, with only 3.2% retiring with $1 million. Meanwhile, consumer debt continues to rise at alarming rates, making it harder for people to get ahead. And with scams, recalls, theft rings, and store policies infringing on everyday freedoms, the challenges just keep piling up.

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