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Coinbase Asset Management is Quietly Driving Bitcoin's Hashrate Growth w/ Doug Wilson



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Welcome back to The Mining Pod! Today, Doug Wilson, Head of Credit Investments at Coinbase Asset Management (CBAM), joins us to talk about their new hashrate backed loans and how they differ from traditional loans for Bitcoin miners. Doug breaks down CBAM’s flexible collateral package, which allows miners to post their facilities and bitcoin as collateral. We also discuss the broader capital markets for crypto, the impact of institutionalization and ETFs, the importance of regulatory and tax clarity, and the untapped potential of the stablecoin economy to drive efficiency in payments and finance.


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**Notes:**

* LTV typically 50-70% for Bitcoin loans

* Up to 50% hash rate collateral

* Coinbase Asset Management registered Q1 2023

* Coinbase is a wholly owned subsidiary

* Bitcoin mining is a commodity industry with commodity margins


Timestamps:

00:00:00  Start

00:02:37  What does CBAM do?

00:03:26  Hashrate Loans

00:06:25  Hashrate definition

00:08:25  Bitcoin industry stigma

00:10:25  Data centers as collateral?

00:12:44  Current & future state of lending

00:14:44  Rates & specifics

00:18:49  Target clients

00:20:08  Retail loans

00:22:07  DeFi?

00:24:30  Competition from TradFi

00:25:56  Stablecoins

00:28:03  Future of stablecoins?

00:28:41  Regulations

00:31:16  Future of capital markets products?

00:32:49  Taxes


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Published on 12 hours ago






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