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START HERE: It’s Not Too Late! How to Rebuild Super & Pay Down Debt in Your 40s
This week, Canna answers a heartfelt message from a listener in her 40s who feels like she’s playing financial catch-up — balancing student debt, a mortgage, young kids, and a smaller super balance after years of maternity leave.
In this empowering episode, Canna shares practical steps to help anyone in their 40s get back on track — rebuilding super, paying off debt strategically, and setting clear financial freedom goals for the next decade.
Whether you’ve paused your career, withdrawn from super during COVID, or just feel like you started late, this episode will remind you that it’s never too late to build long-term wealth, confidence, and independence.
💡 What You’ll Learn:
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Why your 40s can be your financial power decade
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How to rebuild super strategically through salary sacrifice and catch-up contributions
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How to manage debt without losing motivation or momentum
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What to do once your student loans are gone — and how to redirect that cashflow for wealth creation
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Why family expenses are temporary, and how to use that future freed-up cash to accelerate goals
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How to create financial freedom goals based on passive income, not just balances
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How every decision now — every repayment, contribution, and review — compounds into long-term security
🧭 Key Takeaway:
You’re not behind — you’re building from experience.
Your 40s aren’t about starting over; they’re about using wisdom, focus, and compounding to create the secure and independent future you’ve always wanted.
⚖️ Compliance Note:
This episode provides general financial education only and does not constitute personal financial advice or product recommendations.
Please consider your own circumstances and seek personal advice from a licensed financial planner before making any financial decisions.
📲 Connect & Share:
If this episode gave you hope or direction, please share it with a friend in their 40s who might need to hear it.
Follow Canna on Instagram:
👉 @SugarMammaTV
👉 @CannaCampbellOfficial
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Published on 2 weeks ago