Episode Details

APRA has announced a new round of lending changes, including updates to DTI rules — and the headlines are loud.

But what do these changes actually mean for the Australian property market?
And more importantly… what do they mean for your as an investor or homebuyer heading into 2026?

In today’s episode, Callum's back as we break down:

• what APRA has introduced
• who is most likely to feel the impact
• how banks and lenders may respond
• the flow-on effects for borrowing power and strategy
• how the market has reacted to similar interventions in the past
• and what to consider as you plan your next move

No hype. No panic.
Just a clear, grounded conversation about how these changes shape the road ahead — and what to be aware of as the lending landscape evolves.

If you’ve been wondering “what does this actually mean?”, this episode is for you.

See you on the inside. 

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

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WATCH ON YOUTUBE: 
Has APRA Killed Investment Lending? (What It Means for 2026)

MENTIONS:

• Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze)
• How To Build A Property Portfolio That Pays For Itself
• Need help with your finance strategy? Chat with the Callum and the team: 
  http://hey.dashdotfinance.com.au/discoverycall

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OTHER RESOURCES TO HELP: 

1. Join the conversation: The Investor Lab Community 
2. Looking for a team to partner with you in your portfolio building journey?
   Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa
3. Need finance guidance? Chat with the Dashdot Finance team:
   http://hey.dashdotfinance.com.au/discoverycall
4. Build Your FREE Portfolio Growth Plan on Property Pathfinder:
   https://propertypathfinder.io
5. Got a question or some feedback? We're all ears!
   https://bit.ly/tilqs

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Catch Up On Recent Episodes:

• What Most Property Investors Get Completely Wrong
• The Brutal Truths About Property Investing for Cashflow Right Now
• Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze)
• How to Build a Portfolio That Works When the System Doesn’t
• Australia's Property Market Is About To Explode (Here's Why)
• Managing a Market Meltdown: What Smart Investors Do When Chaos Strikes 

• Listen Now