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Has APRA Killed Investment Lending? (What It Means for 2026)

Has APRA Killed Investment Lending? (What It Means for 2026)



APRA has announced a new round of lending changes, including updates to DTI rules — and the headlines are loud.

But what do these changes actually mean for the Australian property market?
And more importantly… what do they mean for your as an investor or homebuyer heading into 2026?

In today’s episode, Callum's back as we break down:

  • what APRA has introduced
  • who is most likely to feel the impact
  • how banks and lenders may respond
  • the flow-on effects for borrowing power and strategy
  • how the market has reacted to similar interventions in the past
  • and what to consider as you plan your next move

No hype. No panic.
Just a clear, grounded conversation about how these changes shape the road ahead — and what to be aware of as the lending landscape evolves.

If you’ve been wondering “what does this actually mean?”, this episode is for you.

See you on the inside. 


IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

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WATCH ON YOUTUBE: 
Has APRA Killed Investment Lending? (What It Means for 2026)


MENTIONS:


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