A concise, source-backed outline for your live show • Updated Oct 30, 2025
What’s Been Happening (2023–2025)

CFPB orders NewDay USA to pay $2.25M
Federal consent order alleges misleading cost comparisons on cash‑out refis to servicemembers and veterans. Enforcement
CFPB • Aug 29, 2024
Newsroom
Consent Order (PDF)
Case Docket
Servicers’ pressure on survivors
Report details pressure tactics, inaccurate info, and delays for bereaved families with VA‑backed loans.
MOAA • Jan 17, 2025
Open Source
VA: Pause foreclosures on VA loans
VA called on mortgage servicers to pause foreclosures through May 31, 2024 — pushback to curb harm.
VA Newsroom • Nov 17, 2023
Open Source
VA seeks extended moratorium
Requested extending the veteran foreclosure moratorium through Dec 31, 2024.
VA Newsroom • May 29, 2024
Open Source
CFPB relief for veterans harmed by schemes
$6M in relief tied to illegal lending schemes targeting veteran benefits — signals regulatory focus on veteran predation.
CFPB • Jan 2, 2024
Open Source
MSCI: High speeds in Ginnie Mae VA loans
Investor-side analysis flagged extraordinary prepayment speeds — a market clue of aggressive refi activity.
MSCI Blog • May 24, 2024
Open Source
Ginnie Mae: recent prepayment activity
Agency note: VA cohorts led a recent uptick; overall CPR still below pre‑pandemic — use for nuance.
Ginnie Mae • Jun 6, 2024
Open Source
CFPB Consumer Response (2024)
Mortgage-related consumer complaints remain significant; use to frame trends.
CFPB • Published May 1, 2025
Overview
Full Report (PDF)
BBB: high‑pressure & trigger‑lead complaints
Consumer allegations referencing rapid-fire calls and “too-good-to-be-true” VA refi offers (use as allegations, not findings).
BBB • Ongoing
Example complaints
Company profile
VA IRRRL — official rules
Legitimate streamline path; costs can be financed or traded for a higher rate — decode “no‑cost” claims.
VA.gov • Updated 2025
VA.gov
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Published on 4 days, 15 hours ago