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How to buy a car: Our real numbers, negotiation tactics, and lessons learned

How to buy a car: Our real numbers, negotiation tactics, and lessons learned

Season 1 Episode 38 Published 1 year, 1 month ago
Description
This is a free preview of a paid episode. To hear more, visit thefinancegirlies.substack.com

You know that moment when you realize you're about to drop more money on a single purchase than you probably spend on rent in a year? That's car buying — and honestly, it can feel like you need a PhD in negotiation tactics just to not get completely taken advantage of.

We both just bought new-to-us cars (Emily last summer, Cassidy a few months ago), and we're not holding anything back. We're talking actual numbers, negotiation wins (and losses), and all the little costs that somehow add up to way more than you budgeted for. Cassidy managed to negotiate her car's price down by $9K, while Emily went the certified pre-owned route with zero negotiation drama.

Time stamps: 

[02:00] Setting the scene: Why we each needed new cars 

[06:00] Our search process (and why we followed our gut) 

[13:00] Cassidy's negotiation masterclass: From $38K to $29K 

[27:00] Emily's certified pre-owned approach and why she didn't negotiate 

[42:00] The financing details and loan terms we chose 

[51:00] All those sneaky costs they don't mention upfront 

[59:00] Red flags and tactics dealerships use to trick you 

[1:04:00] Our rapid-fire tips for anyone buying a car soon 

[1:12:00] Why we don't always follow traditional personal finance advice

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