Episode Details
Back to Episodes
Julie Guntrip on money dysmorphia: When your financial reality doesn't match your feelings
Description
Ever feel like you're constantly stressed about money even when you're technically doing okay? Or wonder why you still feel anxious despite having an emergency fund and being on track for retirement? You might be experiencing money dysmorphia — the disconnect between how we feel about our finances versus our actual financial reality.
Julie Guntrip, Head of Financial Wellness at Jenius Bank, breaks down why millennials and Gen Z in particular suffer from this phenomenon — and how our generation's unique financial journey (hello, recession, pandemic, and inflation) has left us in a constant state of money anxiety.
Whether you're tired of feeling behind despite doing everything "right" or ready to reset your internal money narrative, this episode offers the validation and practical tools you need.
Episode Timestamps:
[02:00] Julie's personal journey to financial independence and the defining moments that built her confidence
[08:00] What is money dysmorphia and how it shows up on a spectrum
[10:00] The research: Why millennials feel conflicted about their financial situation
[17:00] How social media warps our perception of financial health
[19:00] Signs you might be struggling with money dysmorphia
[25:00] Inflation fatigue and "vibe-based budgeting"
[30:00] The power of emergency funds for mental health (even starting with $200)
[34:00] How to reset your "I'm bad with money" narrative through education
[40:00] Aligning spending with your values
[45:00] How the definition of wealth is changing across generations
[52:00] Julie's magic wand wish for how our culture talks about money
Connect with Julie:
LinkedIn: Julie Guntrip
Website: jeniusbank.com
Instagram: @jeniusbank
📩 Join The Finance Girlies on Substack: https://thefinancegirlies.substack.com/
💖 Email us your money questions: hello@thefinancegirlies.com
📸 Follow us on Instagram: https://www.instagram.com/thefinancegirlies/
🎉 Join The Finance Girlies Insiders by upgrading on Substack and enjoy:
Bonus episodes, starting with anonymous wedding confessions, money drama, and a full script workbook
Juicier convos that are too real (or too spicy) for the main feed
Real listener coaching sessions + deeper stories from our lives
Early access to Q&As, exclusive polls, and discounts on future events and products
Plus, surprise extras we're cooking up behind the scenes
This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit
📩 Join The Finance Girlies email list:
https://www.thefinancegirlies.com/email-sign-up
💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/
💖Email us your money questions:
hello@thefinancegirlies.com
📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/<