Episode Details

Host David breaks down common overspending traps — subscriptions, impulse buys, social treating, and holiday pressure — and explains how habits and emotions can derail a budget.

He offers practical advice on tracking needs versus wants, building discipline, planning for emergencies, and prioritizing long-term savings like a 401(k) to protect your financial future.

Links D-Constructing Podcast

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Host David M. D-Constructing Topics podcast: https://dmalave.podbean.com/ 

Email: dmalave1126@gmail.com 

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