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6 Reasons Why Delaying Social Security Might Hurt Your Retirement


Episode 255


Most experts say the smartest Social Security move is to wait until age 70 to claim.

On paper, the logic seems simple—delay claiming, and you’ll lock in a larger monthly check for life.

But here’s what's interesting: only about 10% of Americans actually wait that long. 🤯

Nearly one-third claim Social Security at 62, and the majority file before full retirement age. 

So are millions of retirees making a huge mistake… or is the conventional wisdom missing something?

In today’s episode, I’m sharing findings from a new research paper showing why delaying until 70 isn’t always the clear-cut, no-brainer strategy it’s made out to be.

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Published on 18 hours ago






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