Episode Details

How hard is it to get started? I'm sure we've all had things that either need to be done, or that we'd like to do, but we put them off – shift them to the bottom of the pile or check out our Facebook feed instead.

Procrastination is evil, and it afflicts us all at some point or another. When it comes to Financial Autonomy dreams, I think procrastination is quite possibly the number 1 impediment to you moving forward. So with this in mind, I've done some research on strategies to overcome procrastination woes, and today I'm going to share with you the key things I've learnt.

When it comes to achieving something great, something worthwhile, taking the first step is often the hardest part. Perhaps it's not knowing where to begin. Or a sense of overwhelm – the goal feels like this huge inflatable ball – impossible to get your arms around and difficult to know where to grab it.

Procrastination does not equal lazy. It's likely driven more by fear of uncertainty or failure, or anxiety, which is often closely associated with overwhelm.

But if you're to make progress on your Financial Autonomy goals, then making a start is essential

I've seen quotes and interviews from incredibly successful authors Stephen King and Jodi Piccoult, who both have routines that require them to just sit down and write. It can always be edited latter, but waiting for the inspiration lightning bolt to strike is not the way achieve anything - just make a start!

A common strategy deployed to overcome procrastination is to break down the thing – the goal, task or whatever - into smaller tasks, and then work through these small tasks one at a time. I find Trello really helpful for this so you might like to check that out – it's free for individual users.

Create one column titled "Things to do" and create cards in there for all the components you can think of that need to be done to reach your goal. Then you create two other columns, one titled "Doing", and the other "Done". Work on one card at a time from the "things to do column, and progressively move them across into the "Done" column. It really helps clarify your thinking and overcome the sense of overwhelm, and also self reinforces as your see the "Done" column start to fill up – you feel like you're making progress.

Tip 1 to overcoming procrastination – break the goal down into smaller components and deal with one of them at a time.

Making a start is hard, but let's say you've taken action on the first tip and broken your goals into small actionable pieces. Another thing you might want to include is a time frame. When will you get these done? I personally wouldn't set time frames for each small item you've identified, because before you start working on them, it's tough to judge how long it will take – inevitably some tasks will take on the fraction of the time you would have guessed, whilst others are like an old woollen jumper your grandma made you – what starts of a as a single lose thread ends up going on and on the more you pull on it.

So don't set time frames at the individual task level would be my advice, but I think there is value in setting yourself times frames to achieve broader milestones.

Let's say your goal is to start up a side line business online. Something to generate some extra income, and potentially even develop into your primary source of income one day if it really took off.

So you break that down into lots of different things that you need to do – register a business name, buy the website address, get a logo designed, etc. It might be helpful to set yourself a deadline that by the 1st of March, I'll have my idea to a point where I can start showing people and getting realistic feedback. A deadline like that provides flexibility around the individual components, but helps you stay the