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Building the Bridge: AMINA Bank’s Architecture for Crypto-TradFi Integration
Episode 359
How architecture enables institutional-grade crypto banking
Step inside the engine room of a “crypto bank.” In this episode of BFRR (Bitcoin, Fiat & Rock ’n’ Roll), co-host Michael Blaschke sits down with Myles Harrison, Chief Product Officer at AMINA Bank, to unpack what it really takes to bridge TradFi and Web3—far beyond “adding a Bitcoin button.” Why do crypto-specialist banks exist when big incumbents are rolling out crypto services? What’s the secret sauce that lets a bank actually move USDC at scale, operate 24/7, and stay regulator-grade compliant across jurisdictions?
Myles charts AMINA’s six-year head start from Switzerland’s forward-leaning DLT framework to today’s growth: zero defaults in crypto-collateralized lending over 5+ years, \$4.5B AUM, and 69% revenue growth in 2024. Then we go deep on architecture. AMINA’s three-layer model—Core Banking, a Bridge/Translation layer, and Crypto Services—is built to be dual-world native, modular, API-first, and always-on. Hear how that design lets them plug in custody (HSM/MPC), staking, DeFi data feeds (e.g., Pyth), and new capabilities like off-exchange custody and stablecoin rewards—rolling from two to four supported stables within months.
We “double-click” on modularity with the bank’s rewards engine, and on compliance-by-design: how product, ops, and risk embed rulesets that adapt across Switzerland, Abu Dhabi, and Hong Kong—without shipping three different banks. You’ll also get a practical, end-to-end walkthrough of a corporate USDC supplier payment, from wallet whitelisting and provenance checks to conversion, gas/settlement handling, and outbound transfer—plus how upcoming integrations (e.g., with Notabene) tighten travel-rule workflows.
Whether you’re a TradFi leader eyeing tokenized markets, a crypto native needing bank-grade rails, or a fintech considering B2B2C white-labeling, this conversation maps the product and org design (squads, APIs, SLAs) behind institutional-grade crypto banking—right now, not “someday.”
Links & next steps • Learn more: aminagroup.com • Connect with AMINA for partnerships and follow their thought leadership on crypto banking • Join the BFRR community on YouTube, LinkedIn, and Telegram (DE/EN) • Subscribe to BFRR and catch next week’s deep dive into another pillar of digital finance
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Disclaimer: The content of this podcast reflects the private opinions of the hosts, serves exclusively for general information purposes and does not constitute investment advice. Always remember: Do your own research - inform yourself before making any investment decisions, such as buying Bitcoin. First try to understand what Bitcoin is and how to store it. This podcast does not provide financial advice. Note that the co-hosts might be invested in crypto assets. Read more on our website: Published on 13 hours ago