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Why I Canceled My Wedding and What It Cost Me with Alli Williams
Season 1 Episode 131
In this episode of The Art of Imperfect Adulting, Amy Stone speaks with Alli Williams, founder of Financialli Focused about the emotional and financial journey of canceling her first wedding, processing loss, and what it taught her about boundaries, money, and relationships. Alli candidly recounts how she called off her wedding just two months before the big day, the challenges of managing other people’s expectations and the reality of “eating” the sunk costs. She also delves into her later marriage, where she and her husband faced $154,000 of combined debt, and how her experiences sparked a thriving career helping others pay off debt and take charge of their finances.
About the Guest: Alli is the founder and CEO of FinanciALLI Focused, a financial literacy company helping people create a flexible financial plan they can actually stick to (no deprivation here). She paid off over six-figures of debt while still saving, investing, and buying season football tickets.
She has her MBA in Finance and lives in South Carolina with her husband and 2 sons. She spends her time at football games (Go Gamecocks!) and with a Starbucks latte in her hand.
Quote from the Episode: “I was scared to lose that money… at 22, like $7 or $8,000 was like what we lost or in deposits, and at 22, I didn’t have that much money to start. Now, you know, in the grand scheme of things, that doesn’t matter. But for me at 22… losing that was a really big deal and definitely played a factor in, do I want to go through with this or not?” — Alli Williams
Main Topics Covered:
- Calling off a wedding: navigating social pressure, financial losses, and family reaction
- The regional and cultural influences on “right age” for marriage
- Money logistics: who pays for the wedding, what’s nonrefundable, and why deposits matter
- Processing guilt, fear, and relief when making “big” adult decisions
- Discussing money and debt openly in relationships—and why it matters before marriage
- Tackling $154,000 in debt as a couple: communication, teamwork, and creative strategies
- How Alli turned her journey with money into a business helping others pay off debt without giving up the things they love
- Generational shifts in student loans, debt obligations, and financial planning
Timestamps: [00:00:07] Alli’s intro, family, and rural South Carolina life
[00:02:11] College romance, engagement at 22, and wedding planning
[00:03:16] Marriage culture: North vs. South, family expectations
[00:05:25] Who paid for the wedding? “Mid-size” details and budget
[00:06:55] Why Alli began questioning her decision—and the “aha” moment with her friend
[00:12:25] The wedding was 60 days away: facing financial and emotional aftermath
[00:17:03] Family/friend reactions and letting go of people-pleasing
[00:23:33] Marrying into six-figure debt: open conversations and financial teamwork
[00:29:43] Paying it off: strategy, sacrifices, and realism
[00:32:59] Alli’s business: Financialli Focused—how she helps others tackle debt & win with money
[00:36:24] Special offer: Debt Free Blueprint and why budgeting doesn’t mean “beans and rice”
[00:37:07] Final three questions: best advice received, belly button piercing story, aging gracefully
Connect with the Guest:
Website: www.financiallifocused.com
Instagram: @financiallifocused
Special Offer from the Guest:
The Debt Free Blueprint
This ebook shows you how I paid off $154K in under 4 years without giving up Friday night takeout, weekend getaways, or my sanity
Normally $57 but only $27 for your listeners
https://amy_stone--financiallifocused.thrivecart.com/ebook-welcome/
Join the conversation on social. Find the Art of Imperfect Adulting on Instagram @theartof_imperfect_adulting
Published on 1 week ago