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Optometry Financial Planning: Optometrists and Optometry Students

Optometry Financial Planning: Optometrists and Optometry Students



Takeaways

  • Budget balance mindset. Start optometry financial planning in school by estimating real living costs and your future monthly loan payment, not just the loan balance.
  • Invest in passing boards. Treat board prep like an investment with a lifetime return on investment. Do it right the first time to unlock income sooner.
  • Systems beat willpower. Behavioral finance in optometry works when saving is automated, goals are intentional, and money is treated as a tool in service of your purpose.
Adam Cmejla, CFP® is a CERTIFIED FINANCIAL PLANNER
Adam Cmejla, CFP® is a CERTIFIED FINANCIAL PLANNER

Optometrists earn well and impact lives, but what happens to that income if the optometry financial planning foundation is missing. In this Defocus Media episode Dr. Darryl Glover speaks with Adam Cmejla CFP. He is host of the 20/20 Money podcast. Together they unpack the behavioral and emotional side of money that is often skipped in school. From optometry student debt to habits, mentorship, and spending with purpose this conversation reframes finance as a clinical essential.
This companion post distills the episode into practical steps an eye care professional can use today. Whether you are budgeting for boards, a new graduate seeing the first twelve thousand dollar month hit the account, or an owner building a practice and a life on purpose, the emphasis is on behavioral finance in optometry. Simple systems, consistent habits, and choices aligned with your values.