Podcast Episode Details

Back to Podcast Episodes

First Home Buyers Australia 2025: Big LMI Changes & New Deposit Rules



Need a hand?

Need some help sourcing your next investment property? 👉Book a Free Call with Aaron: https://bit.ly/4f0Yadu

Looking for some investment minded lending strategies? 👉 Book a Free Call with Brad: https://bit.ly/43lwpYX

First Home Buyers Australia 2025: Big LMI Changes & New Deposit Rules

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the huge changes to Australia’s property market in 2025, including the new First Home Guarantee Scheme, updates to Lender’s Mortgage Insurance (LMI), and what these shifts mean for first home buyers, investors, and the housing market.

 👉 Subscribe to stay updated

🏡 In this show, we explain why the removal of income caps, unlimited scheme places, and a 2%–5% deposit pathway with no LMI could reshape the property market in Sydney, Melbourne, Brisbane, and across Australia. We also analyse the impact on housing affordability, property price growth predictions for 2025–2026, and what this means for both first home buyers and property investors.

🔍 Key Topics Covered:

✔️ First Home Guarantee Scheme changes – what’s new in 2025 🏠

✔️ Why Lender’s Mortgage Insurance (LMI) could be “dead money” 💸

 ✔️ Updated property price caps for Sydney, Melbourne, Brisbane & more 📊

 ✔️ How these reforms will impact housing affordability in Australia 🏡

✔️ Predictions for property price growth in 2026 📈

✔️ Opportunities for first home buyers and investors 🚀

📊 As the Australian Government removes restrictions and expands buyer incentives, the property market could see a surge of new entrants. We unpack expert forecasts predicting up to 10% growth in the sub-$1M property market, the pressure this places on supply, and whether 2025 is the right time to buy.


Published on 2 weeks ago






If you like Podbriefly.com, please consider donating to support the ongoing development.

Donate