In this Q&A episode, Stuart answers a diverse set of listener questions covering retirement preparation, home upgrade decisions, cash flow optimisation, and early-stage financial planning. He begins with El, a couple in their late 50s wondering whether switching from Care and Brighter Super to Vanguard Super is worth the effort as they approach retirement. Stuart outlines the key considerations for super fund selection at this life stage, including fees, flexibility, and pension phase planning.
Next, Matt and his wife in Perth are juggling property investment, business growth, and a long-term goal of upgrading to a $3.5 million home. Stuart discusses whether they should focus on paying down their home loan or continue investing, and when an SMSF strategy might make sense.
Liam, a 28-year-old with a young family, asks how to juggle mortgage repayments, super contributions, and the possibility of investing while planning for a wedding and a new business venture. Stuart provides clarity on income protection, leveraging wisely, and what to prioritise in the early years.
Finally, Sarah and her partner, middle-income earners in their 40s, feel stuck despite having solid assets. Stuart offers reassurance and practical tips for improving cash flow, building buffers, and regaining financial confidence. A supportive episode for every life stage.
Do you have a question? Email: questions@investopoly.com.au or for a faster response, post a comment on the episode's video over on YouTube: https://www.youtube.com/@investopolypodcast/podcasts
If you're interested in working with my team and me, discover how we can work together here: https://prosolution.com.au/prospective-client/
If this episode resonated with you, please leave a rating on your favourite podcast platform.
Subscribe to my weekly blog: https://www.prosolution.com.au/stay-connected/
Buy a one of Stuart's books for ONLY $20 including delivery. Use the discount code blog: https://prosolution.com.au/books/
DOWNLOAD our 97-point financial health checklist here: https://prosolution.com.au/download-checklist/
IMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.
Published on 1 day, 11 hours ago
If you like Podbriefly.com, please consider donating to support the ongoing development.
Donate