Is It Time for a Fall Financial Reset?

Episode 748

Feeling the post-summer financial fog? You’re not alone—but now’s the perfect time to reset.

Summer is a season of rest, family, and fun—but it can also knock our financial habits off course. That’s why fall is an ideal time to pause, reflect, and get back on track. Let’s explore six small but meaningful steps that can help realign your finances with your goals—and your faith.

Summer Spending Can Leave You Off Balance

Summer often brings looser schedules and, sometimes, looser spending. That’s okay—we need time to rest. But if your finances feel off-center, it may be time for a reset.

1. Review Your Summer Spending

Before moving forward, look back. Did your summer spending reflect your values or just your impulses? Whether it was vacations, eating out, or spontaneous purchases, reviewing where your money went brings clarity. Think of it as an act of stewardship—learning from the past so you can plan better for the future.

2. Revisit Your Budget

Seasons change—and so do financial rhythms. Back-to-school costs, higher grocery bills, or other expenses may have shifted your cash flow. Revisit your budget to ensure it reflects your priorities: generosity, saving, and wise spending.

A helpful tool: The FaithFi app makes budgeting a daily reminder that every dollar belongs to God. It helps you plan and track your finances in alignment with your faith.

3. Check for Missed Payments

Life gets busy, and bills sometimes slip through the cracks. Go back and confirm you haven’t missed any payments. Even one late bill can hurt your credit. Also, review your autopay accounts to ensure everything is running smoothly. A little attention here prevents bigger headaches later.

4. Catch Up on Your Giving

Generosity sometimes takes a backseat in busy seasons. If that happened this summer, take time to prayerfully revisit your giving. Ask yourself: Has God blessed me in a way that calls for deeper generosity? Whether to your church, a ministry, or a neighbor in need, giving is more than duty—it’s an expression of trust in God as your ultimate provider.

5. Tackle That Financial To-Do

We all have one thing on our financial to-do list that gets pushed aside—reviewing insurance, starting a will, or scheduling a meeting with an advisor. Stewardship often looks like taking the next step, even if it’s small or unglamorous.

6. Look Ahead with Wisdom

Fall is a season of preparation. Anticipate upcoming costs, such as school expenses, open enrollment, holiday shopping, or tax planning. Mark dates and set reminders now so you won’t be scrambling later. Wise stewardship is proactive, not reactive.

One Step at a Time

Don’t feel pressure to fix everything in one day. Growth—financial and spiritual—comes through steady, faithful diligence. Proverbs 4:26 reminds us: “Give careful thought to the paths for your feet and be steadfast in all your ways.”

Wherever you’re starting from—catching up, starting over, or just resetting—God meets you there. He isn’t after perfection; He’s after your heart, and He promises to walk with you every step of the way.

At FaithFi, we’re committed to equipping Christians to integrate faith and financial decisions for the glory of God. If you believe in this mission, we’d love to invite you to become a monthly partner.

A gift of $35 or more per month (or $400 per year) helps us continue this vital work. As a thank-you, you’ll receive exclusive benefits, including our quarterly Faithful Steward magazine, Pro Access to the FaithFi app, and early access to our devotionals and studies.

Learn more or become a partner today at Published on 4 days, 7 hours ago

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