Episode 122
What if your life insurance could help you invest without selling a single asset?
Tait Duryea and Ryan Gibson welcome back Rod Zabriskie of Money Insights to demystify how whole life insurance can be used as a wealth-building tool. They break down the differences between term and whole life, how cash value grows, and why this strategy avoids risks like margin calls. You’ll hear how pilots are using these policies to fund real estate, reduce taxes, and create a perpetual source of investment capital.
Rod Zabriskie, president of the Money Insights Group, specializes in advanced wealth-building strategies using life insurance as a financial tool. With a pragmatic, education-first approach, Rod helps high-income professionals, especially pilots, understand how to leverage whole life policies for liquidity, tax advantages, and long-term returns.
Show notes:
(0:00) Intro
(01:06) Four ways to leverage capital
(02:01) Why life insurance can be exciting
(05:09) Term vs whole life basics
(10:35) How cash value policies work
(16:26) Risks of securities-backed loans
(20:01) Why whole life avoids margin calls
(27:30) How life insurance companies invest
(33:16) Using policies as your “cash chamber”
(39:02) Paying off loans vs max funding
(46:43) Funding ranges and contribution flexibility
(49:01) Outro
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Published on 1 month ago
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