Episode Details
Back to Episodes
How to separate finances after a divorce or breakup (Cassidy's story)
Description
Today's episode is different. Cassidy gets incredibly vulnerable and walks us through the real process of untangling completely merged finances after divorce — and we mean completely merged. Joint everything, shared goals, nearly $700k in combined assets.
This isn't just about the logistics (though she shares every spreadsheet detail). Cassidy gets honest about the emotional rollercoaster: feeling "sneaky and slimy" during the research phase, the paralysis of being a "procrastinating perfectionist," and what it actually felt like to watch her net worth get "chopped in half."
Time stamps:
[03:00] Setting the scene: How merged their finances really were
[07:00] The subconscious and conscious prep work Cassidy did
[10:00] Being a "procrastinating perfectionist" and when to stop planning
[13:00] The logistics: How they actually divided $700k in assets
[19:00] Splitting their joint investment account without triggering taxes
[21:00] How splitting up credit cards hurt Cassidy’s credit score
[25:00] What it felt like to see her net worth get "chopped in half"
[32:00] How it feels to manage money solo after a decade of joint decisions
[35:00] What Cassidy would (and wouldn't) do differently
[36:00] Advice for anyone starting to prepare financially for separation
📩 Join The Finance Girlies on Substack: https://thefinancegirlies.substack.com/
💖 Email us your money questions: hello@thefinancegirlies.com
📸 Follow us on Instagram: https://www.instagram.com/thefinancegirlies/
🎉 Join The Finance Girlies Insiders by upgrading on Substack and enjoy:
Bonus episodes, starting with anonymous wedding confessions, money drama, and a full script workbook
Juicier convos that are too real (or too spicy) for the main feed
Real listener coaching sessions + deeper stories from our lives
Early access to Q&As, exclusive polls, and discounts on future events and products
Plus, surprise extras we're cooking up behind the scenes
📩 Join The Finance Girlies email list:
https://www.thefinancegirlies.com/email-sign-up
💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/
💖Email us your money questions:
hello@thefinancegirlies.com
📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/