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How to separate finances after a divorce or breakup (Cassidy's story)

How to separate finances after a divorce or breakup (Cassidy's story)

Season 1 Episode 34 Published 1 year, 2 months ago
Description
This is a free preview of a paid episode. To hear more, visit thefinancegirlies.substack.com

Today's episode is different. Cassidy gets incredibly vulnerable and walks us through the real process of untangling completely merged finances after divorce — and we mean completely merged. Joint everything, shared goals, nearly $700k in combined assets.

This isn't just about the logistics (though she shares every spreadsheet detail). Cassidy gets honest about the emotional rollercoaster: feeling "sneaky and slimy" during the research phase, the paralysis of being a "procrastinating perfectionist," and what it actually felt like to watch her net worth get "chopped in half."

Time stamps: 

[03:00] Setting the scene: How merged their finances really were 

[07:00] The subconscious and conscious prep work Cassidy did 

[10:00] Being a "procrastinating perfectionist" and when to stop planning 

[13:00] The logistics: How they actually divided $700k in assets 

[19:00] Splitting their joint investment account without triggering taxes 

[21:00] How splitting up credit cards hurt Cassidy’s credit score

[25:00] What it felt like to see her net worth get "chopped in half" 

[32:00] How it feels to manage money solo after a decade of joint decisions 

[35:00] What Cassidy would (and wouldn't) do differently 

[36:00] Advice for anyone starting to prepare financially for separation

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