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Built for Retirees, Not Market Timing: Rajeev Thakkar on the PPFAS Dynamic Asset Allocation Fund
Description
What should a retiree’s investment plan really look like? And how do you invest when the next market cycle might look nothing like the last?
In this episode, Rajeev Thakkar, CIO of PPFAS Mutual Fund, joins us to talk about their Dynamic Asset Allocation Fund — a strategy designed not for market timing, but for real-life goals like cash flows, capital preservation, and inflation protection.
We explore:
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Why equity returns aren't guaranteed in the short term
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How PPFAS balances debt and hedged equity
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The logic behind staying in the 35–65% equity tax bracket
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Why this fund may underperform in bull markets — by design
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And who it’s really meant for: conservative investors, especially retirees
If you’re looking for a calmer, more predictable way to stay invested — this episode is for you.